Our Services
At Ricke & Associates, we provide professional assistance in the following areas.
Insurance Services
- Life Insurance
- Disability Income Insurance
- Long-term care insurance
- Health Insurance
- Business Owner Insurance
- Charitable Giving Insurance
- Specialized uses of insurance
- Voluntary payroll deduction plans for businesses
- Cafeteria fringe benefit plans for businesses
- Group life, disability income, health, vision, dental, and long term care insurance for businesses
Retirement and Wealth Strategies
- Retirement Needs Analysis and 4-box strategy
- Budgeting and cash flow study
- Estate Analysis
- Wealth transfer planning
- Charitable giving strategies
- Retirement Plans including 401(k), 403(b), IRA, Roth IRA, Pension Plans, SIMPLE plans
- Retirement rollovers
- Investment products including mutual funds, fixed and variable annuities, money market funds
- Asset Management
- College 529 Plans
Business Succession Planning
- Family business succession planning
- Franchise business planning
- Buy-Sell and stock redemption strategies
- Funding option analysis
- Key person insurance