Our Services

At Ricke & Associates, we provide expert assistance in the following areas.

Insurance Services

  • Life Insurance
  • Disability Income Insurance
  • Long-term care insurance
  • Health Insurance
  • Business Owner Insurance
  • Charitable Giving Insurance
  • Specialized uses of insurance
  • Voluntary payroll deduction plans for businesses
  • Cafeteria fringe benefit plans for businesses
  • Group life, disability income, health, vision, dental, and long term care insurance for businesses

Retirement and Wealth Strategies

  • Retirement Needs Analysis and 4-box strategy
  • Budgeting and cash flow study
  • Estate Analysis
  • Wealth transfer planning
  • Charitable giving strategies
  • Retirement Plans including 401(k), 403(b), IRA, Roth IRA, Pension Plans, SIMPLE plans
  • Retirement rollovers
  • Investment products including mutual funds, fixed and variable annuities, money market funds
  • Asset Management
  • College 529 Plans

Business Succession Planning

  • Family business succession planning
  • Franchise business planning
  • Buy-Sell and stock redemption strategies
  • Funding option analysis
  • Key person insurance